Terms of Service & End User Licence Agreement

These Terms form a binding agreement between you and [LEGAL ENTITY NAME] ("we", "us"), governing your use of TraderMind (the "Service"). By ticking the acceptance box, creating an account, or continuing to use the Service, you agree to these Terms and to our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Service.

You must be at least 18 years old and legally capable of entering a contract. By using the Service you represent that you meet that requirement, that you are not barred from using it under the laws of your jurisdiction, and that you are not on any applicable sanctions list.

Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable licence to access and use the Service for your own trading journal and analysis. This licence grants no ownership. You may not:

• Copy, modify, translate, or create derivative works of the Service.
• Reverse engineer, decompile, or disassemble any part of it, except where that restriction is prohibited by law.
• Resell, sublicense, rent, or provide the Service to third parties as a service of your own.
• Scrape, harvest, or bulk-extract data from the Service by automated means.
• Circumvent plan limits, access controls, or authentication.
• Remove or obscure proprietary notices.

You are responsible for your credentials and for everything that happens under your account. Use a strong, unique password and tell us promptly at [SUPPORT EMAIL] if you suspect unauthorised access. We are not liable for losses arising from your failure to keep your credentials secure.

The Service offers a free tier and paid Pro and Elite plans. Paid plans are billed monthly in advance through Stripe at the price shown at checkout.

• Automatic renewal. Paid plans renew automatically each month at the then-current price until you cancel. By subscribing you authorise us to charge your payment method on each renewal date.
• Cancelling. You may cancel at any time from Settings or by emailing [SUPPORT EMAIL]. Cancellation stops future renewals. Your plan stays active until the end of the period you have already paid for.
• Refunds. Payments are non-refundable except where required by law or where we choose to make an exception. Cancelling part-way through a billing period does not produce a partial refund.
• Price changes. We may change prices with at least 30 days' notice before the change takes effect for you. If you do not accept the new price, cancel before your next renewal.
• Failed payments. If a payment fails, we may retry it and may suspend or downgrade your plan if it remains unpaid.
• Complimentary plans. We may grant a paid plan at no charge at our discretion. A complimentary plan is not backed by a subscription and may be changed or withdrawn at any time.

Every trading decision you make is yours alone. Analytics, statistics, charts, coaching output, quotes, calendars, and news summaries are provided for informational purposes only and must not be relied on as a basis for trading.

Trading involves substantial risk of loss and is not suitable for everyone. You can lose more than your initial investment. Past performance — including performance shown in your own journal — does not indicate future results. We make no representation that using the Service will improve your trading outcomes or profitability. If you need advice, consult a licensed professional in your jurisdiction.

The Service includes optional AI features, including the Journal Coach, market news summaries, and quote generation. These run only when you trigger them, and are processed by a third-party model provider as described in our Privacy Policy.

The Journal Coach comments on patterns in trading behaviour and self-reported mental state. It is not a mental health service and is not delivered by a qualified practitioner. If you are struggling with your wellbeing, gambling behaviour, or compulsion, please seek help from a qualified professional. You can disable AI features entirely in Settings.

We do not claim ownership of AI output generated for you. Because of how generative models work, similar output may be produced for other users, and we cannot guarantee it is original or free of third-party rights.

Balances, drawdown figures, daily loss usage, and the trading-day reset time are computed from the trades and settings you enter. Their accuracy depends entirely on that input being complete and correct, and on the reset timezone you configure matching the one your firm actually uses.

Always verify against your firm's own dashboard before trading. We are not liable for a failed evaluation, a breached account, a lost payout, or any other loss resulting from reliance on figures shown in the Service.

We are not affiliated with, endorsed by, or sponsored by any proprietary trading firm. Names such as FTMO, Apex, Topstep, and any others are trademarks of their respective owners and are used only so you can label your own accounts.

You keep ownership of everything you put into the Service. You grant us a limited, worldwide, royalty-free licence to host, store, reproduce, and display your content solely to operate and provide the Service to you — for example, storing your journal, rendering your charts, and delivering messages to the rooms you post them in. This licence ends when you delete the content or your account, except for copies retained in backups until they rotate out.

When you post into a trading room, you also grant the other members of that room the ability to view what you posted. Content in rooms is not private. You are responsible for what you share, and you must not share confidential or third-party material you have no right to distribute.

You agree not to use the Service to:

• Break any law, regulation, or exchange or broker rule.
• Give financial advice to other users, solicit investment, or promote signal-selling, copy-trading services, or managed accounts.
• Post content that is unlawful, harassing, hateful, defamatory, sexually explicit, or infringing.
• Impersonate anyone or misrepresent your affiliation.
• Upload malware or attempt to disrupt, overload, or gain unauthorised access to the Service or another user's account.
• Post another person's private information without their consent.
• Use the Service to build a competing product.

We may remove content and suspend or terminate accounts that breach this section. We have no obligation to monitor community content, but we may do so.

The Service, including its software, design, branding, and content we supply, is owned by [LEGAL ENTITY NAME] and protected by intellectual property law. These Terms grant you no rights in it beyond the licence in section 3.

The Service integrates third parties including Base44, Stripe, Google, Apple, AI model providers, and public market-data sources for the economic calendar and news feed. Their own terms and privacy policies apply to their handling of your data. Market data and calendar entries are supplied by third parties, may be delayed or inaccurate, and are not guaranteed. We are not responsible for third-party services and do not control them.

We aim to keep the Service running but do not guarantee uninterrupted or error-free operation. We may modify, suspend, or discontinue features at any time. If we discontinue the Service entirely, we will give reasonable notice so you can export your data.

You may stop using the Service and delete your account at any time. We may suspend or terminate your access if you breach these Terms, if required by law, or if we discontinue the Service. On termination your licence ends immediately. Sections that by their nature should survive — including 6, 7, 8, 11, 15, 16, 17, and 18 — survive termination.

Some jurisdictions do not allow the exclusion of implied warranties, so parts of this section may not apply to you.

Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you. Nothing here limits liability that cannot lawfully be limited, including for fraud or wilful misconduct.

You agree to indemnify and hold harmless [LEGAL ENTITY NAME] and its officers and employees from any claim, loss, liability, and reasonable legal fees arising out of your use of the Service, your content, your breach of these Terms, or your violation of any law or third-party right.

Please read this section carefully — it affects your legal rights.

Informal resolution first. Before starting a formal proceeding, contact us at [SUPPORT EMAIL] with a description of the dispute. We will try in good faith to resolve it within 30 days. Most problems are settled this way.

Binding arbitration. If we cannot resolve it informally, you and we agree that any dispute arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration administered by a recognised arbitration provider under its consumer rules, rather than in court. The arbitration will take place in [COUNTY, STATE], or by video or telephone at your election. Judgment on the award may be entered in any court of competent jurisdiction. The Federal Arbitration Act governs the interpretation and enforcement of this section.

Your right to opt out. You may reject this arbitration agreement by emailing [SUPPORT EMAIL] with your account email and a clear statement that you opt out of arbitration, within 30 days of first accepting these Terms. Opting out does not affect any other part of these Terms and will not disadvantage your account.

Exceptions. Either party may bring an individual claim in small claims court, and either party may seek injunctive relief in court to protect intellectual property rights. If the class action waiver is found unenforceable as to a particular claim, that claim proceeds in court and the rest of this section still applies.

These Terms are governed by the laws of the State of [GOVERNING STATE] and applicable United States federal law, without regard to conflict-of-laws principles. Where a dispute is not subject to arbitration, you and we submit to the exclusive jurisdiction of the state and federal courts located in [COUNTY, STATE].

We may update these Terms. When a change is material we will raise the version and ask you to accept the new version the next time you open the app. Continuing to use the Service after a change takes effect means you accept it. If you do not accept, stop using the Service and cancel any paid plan.

• Entire agreement. These Terms and the Privacy Policy are the whole agreement between us about the Service.
• Severability. If a provision is held unenforceable, the rest remains in force.
• No waiver. Not enforcing a provision is not a waiver of it.
• Assignment. You may not assign these Terms without our consent. We may assign them in connection with a merger, acquisition, or sale of assets.
• Notices. We may give notice by email to your account address or by posting in the Service. Legal notices to us go to [LEGAL ENTITY NAME], [REGISTERED BUSINESS ADDRESS].
• Force majeure. Neither party is liable for delay or failure caused by events beyond its reasonable control.

[LEGAL ENTITY NAME], [REGISTERED BUSINESS ADDRESS]. Questions about these Terms: [SUPPORT EMAIL]. Website: [WEBSITE URL].